19.10.2021

NAKLİYE SİGORTASININ TÜRLERİ NELERDİR?

Insurance is the agreement that accepts the provision of financial support as a result of the loss of property or life that may occur in unexpected situations, together with the premium paid in advance by the person or persons. Risk management can be provided through insurance, and points such as loss compensation, support of trust and entrepreneurship are supported. Today, insurance, which we encounter in many different areas and under many different conditions, has also gained a place in the logistics sector. Of course, the first type of insurance that can be considered when it comes to logistics is transportation insurance. So, what are the types of transportation insurance? Let's examine it together. The type of insurance that secures the damages, losses, and losses that a cargo or goods may encounter when transported from one point to another with logistics equipment is called transportation insurance. Transportation insurance, especially recommended for use in very heavy or significant loads, secures your goods and material resources against unexpected damages. Today, the most preferred mode of transportation insurance is maritime transportation. This type of insurance, which is not compulsory, offers great advantages to the owners of the goods or of course, the most important of these advantages is to secure the goods. Every condition in which man and nature are involved brings with it several risks. Accidents that may occur unintentionally may cause material and moral damage to individuals. It becomes possible to cover the material damage and to be satisfied morally with it with the transportation insurance.

HOW MANY TYPES OF TRANSPORTATION INSURANCE ARE THERE?

Transportation insurance comes in three different groups. These are commodity shipping insurances, liability insurances and boat insurances. Commodity shipping insurances have been applied for the first time in history in London and Lloyd. Commodity transportation insurance, which is a very comprehensive type of insurance, covers the guarantee of the cargo carried from one point to another by maritime transportation, airline transportation, road transportation or railway transportation against the damages that may occur during transportation. Commodity transportation insurance is divided into three parts: Dead loss: Transportation is the case where the load made by means of transportation is damaged in such a way that it loses all its value.   Limited Coverage: In addition to the risk of full loss, depending on the various accidents that the transport vehicle will be involved in (these can be listed as collision, collision, fire, overturn, etc.), the load is covered for partial damages.   Broad Coverage: It is a type of insurance that includes all kinds of risks except for the legally determined exceptions. Liability insurances are an insurance type that can be preferred by shipyard owners, marina owners and port operators together with companies that transport commodities on domestic or international roads. Companies that carry out transportation by road in the country benefit from the sub-branch of their liability insurance, which is the T.M.M.; that is, the Carrier Financial Liability Insurance. Companies that will carry out transportation abroad benefit from the type of insurance known as C.M.R. Boat insurances are valid for transportation activities carried out by all kinds of sea vehicles. All kinds of damages and losses that may occur during maritime transportation are covered by boat insurances. 

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